Preloaded SD cards are actually a great idea. Virus has already denied the possibility of there ever being a homebrew version of ACToolkit. The possibility of a combined tool has also been destroyed, as the tools are mainly written by Virus, DsPet, and myself, each tool is in a seperate language (for the most part), and the collaboration and time necessary to make a combined tool would not be worth it for City Folk. Perhaps for the next Animal Crossing release a combined effort would be possible (as Matt, Scott, and myself very much enjoy working together), but that's a long way off and we'll see what happens as the time approaches. Like I said, preloaded SD cards are a great idea, though!